Everything you need to evaluate Mas Capital: the thesis, how a deal works end to end, how your capital is protected, the structure of a position and the questions we get asked most.
Caribbean Carnival is a large, recurring, culturally certain economy. The businesses that create it, the bands, are creditworthy but unbanked, so formal capital has never reached them at scale.
MasOS already runs the payments, inventory and registration these bands operate on. That gives Mas Capital something no bank has ever had: years of real sales data on every band, and control of the rails repayment flows through. We advance capital against proven revenue, hold it in escrow, and collect automatically at source.
The result is a new asset class: revenue-linked Carnival advances, priced on data, protected by structure, and senior in the repayment line.
230+ bands across multiple territories run their season on MasOS, and almost none have access to institutional capital priced to their actual revenue.
Because every masquerader payment flows through MasOS, we underwrite and collect inside the same system, not from the outside looking in.
A single, controlled flow. Your capital never touches the band's hands, and repayment returns to you before anyone else is paid.
Each advance is priced from the band's own multi-year sales history on MasOS.
Your capital is held and released to pay the band's suppliers directly.
The band sells the season on MasOS rails, with live visibility for you.
A share of every sale routes back to repay you first, automatically.
Advances are sized to a conservative share of proven historical sales, with headroom built in before your capital is ever at risk.
Capital is held in escrow and paid to suppliers directly. It never sits in the band's account, which removes the most common point of failure.
Repayment is a percentage of each sale, taken as it happens. A slower season stretches the timeline rather than breaking repayment.
The risk engine adjusts the collection rate in real time as performance moves, protecting the position through the season.
Every position is senior and escrow-protected. The figures below are an illustrative example of how a single advance is structured, not an offer or a guarantee of return.
We will walk you through the thesis, the structure and a real advance, end to end.